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Your questions answered

What is the difference between a Psychologist, Counsellor, Psychotherapist and Psychiatrist?
Psychiatrist 
  • Medically trained doctor with extensive extra training leading to a specialisation.
  • Specialises in diagnosing, treating and preventing mental illness.
  • Often work in forensic settings or specialist areas.
  • Are able to prescribe medications. 
  • Registered in Australia through Australian Health Practitioner Registration Agency (APRHA) 
Psychologist
  • University educated health professional who has completed a 4 year undergraduate degree + 2 further years.
  • There are general psychologist and clinical psychologists. Clinical Psychologists have completed a Masters or PhD in Clinical Psychology. 
  • Research driven and clients come from a medical model - if sent by GP. 
  • Registered in Australia through Australian Health Practitioner Registration Agency (APRHA) 
Psychotherapist
  • Usually, but not always, has an undergraduate degree
  • Generally have undergone their own personal psychotherapy
  • Specilisation that works in depth, over a long period of time, with people. 
  • Generally has a psychoanalysis focus. 
  • Several organisations that psychotherapists can join - most well known in Australia is PACFA
Counsellor
  • Qualifications can be from a short course to masters degree.
  • Often more person centred and many counsellors work from a holistic perspective.  
  • Self regulated industry in many countries around the world.
  • Many are members of organisations such as ACA, PACFA or AHHCA, all of whom have a code of ethics and recommend ongoing personal and professional development. 
Counselling and  Mental Health Care Plans (MHCP)
  1. What is a Mental Health Care Plan? 
  • A mental health care plan is a referral from your GP to a Psychologist or Acrredited Mental Health Social Worker so they can provide counselling services to you.
  • This means your GP will do an assessment of your mental health and determine if you need some support.
  • They can then write you a referral for a Mental Health Care Plan to access a Psychologist or Accredited Mental Health Social Worker (AMHSW) who can provide counselling services.
  • It is not for Counsellors. Counsellors are not, and it is likely they never will be, registered under Medicare.
2. How many sessions can I get?
  • Most of the time you will be offered between 5-10 session.
  • After this you will need to go back to your GP and get a new referral.
  • You can access more if you go back to your GP for another referral up to a maximum of 20 sessions per year.
  • Beyond the number of sessions you can have you will not be able to get Medicare rebates and will have to pay the full fee yourself.
  • If you book direct with a counsellor without a MHCP you and your counsellor determine  how many sessions to have.

3. Does it cost me anything? I’ve been told I could get free sessions.
  • Most psychologists charge over $200 per session.
  • The Australian Psychology Association recommends a consultation fee of $267.
  • AMHSW’s generally charge about $190+ per session.
  • With a MHCP you will receive a rebate from Medicare for the sessions.
  • This is generally $87 for a Registered Psychologist and $126 if you see a Clinical Psychologist.

4. So what will it cost me?
  • The MHCP does not mean it will be free unless the psychologist or AMHSW only charge the Medicare gap.
  • Those who only charge the gap generally have waiting lists that can extend to months.
  • There is almost always a gap that you will have to pay and that will vary depending on who you see and what their full fee is.
  • Your out of pocket expenses will likely be $80-100+ per session.

5. What else do I need to know?
  • Under a mental health care plan the Medicare rebates is only for specific modalities.
  • These are CBT, Psycho-education, Relaxation Strategies, Skills training, Interpersonal therapy, Narrative Therapy and EMDR.
  • If you are seeking an alternative type of therapy – e.g. Gestalt, Art therapy, Holistic or Spiritual Counselling – these are not covered under a MHCP.

​6. What are the benefits of working with a counsellor?
  • Clients are not required to continually present to their GP requesting referrals
  • Fees are likely to be less
  • Little or no waiting time to get an appointment.
  • Engaging with a counsellor does not appear on ‘My Health Record'.
  • A "mental health diagnosis" is not requisite to engage with you.
  • The client retains power and autonomy over their care when they engage outside of the Medicare system.

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